Securing a commercial loan

Are you a business owner wanting to expand or own your own premises instead of rent? You’re not alone. Every year thousands of Aussie business owners turn to commercial property finance to get the job done. Commercial property finance has the reputation of being complicated with all of its rules and nuances but with our help, you’ll find it pretty straight forward.

At Peninsula Finance Group, we can help you save you time and money when shopping around for a commercial loan. With access to a pool of lenders specialising in commercial and tricky finance, we compare hundreds of loans to find the right one for your needs.

So, what is a commercial loan exactly and how will it help me?

Let us shed some light on the ins and out of commercial loans below.

Evidence of income

Unlike Home Loans, Commercial lending is not covered by the National Consumer Credit Protection Act (NCCP). This means there are fewer regulations around verifying a commercial borrower’s income than a residential borrower’s income however, you will still need to show that you can afford your regular loan repayments.

Commercial properties as security

Properties used primarily for business purposes or zoned commercial will require a commercial loan to purchase.

Some of the most popular commercial property types are:

Offices

Industrial units

Factories, warehouses or workshops

Pubs, hotels, taverns

Multiple residential units in one development

Medical suites

Peninsula Finance Group is here to help

Whether you're looking to purchase an office, upgrading to a bigger warehouse or looking to purchase an investment, we can help you find and secure a competitive commercial loan.

Contact our team for more information or to schedule an appointment.

Speak to a broker

Contact Us

Our team will help you search, choose and settle your loan. Chat to one of our loan specialists at a time that suits you.

General Enquiries
0438 808 988